Independent Financial Advice
We are not tied or restricted in the advice we can give, allowing us to offer the most suitable financial advice no matter what your financial problems.
Chartered Financial Planners
With both our advisers now awarded Chartered Status from the CII you can rest assured that you will be working with professionals.
Experience with over 25 years in Financial Services
Established in 1994, we continue to provide the same level of excellent financial service and advice to all existing and new clients.
what We can help you with
Financial Knowledge
It is the role of Fraser Spy to educate clients to the highest possible level in order to satisfy their financial needs and allow us to work together to create your own financial plan
Retirement Planning
The requirement for financial advice has grown over the years especially with flexibility in retirement planning. We’ll help you plan for a sustainable, achievable retirement.
Investment Advice
Investment planning can take many forms. We can provide advice on all sectors of the investment market ensuring that selected products match the risk profile and remain tax efficient for any individual or corporate client.
Protection
Whether it’s personal protection for your family to provide a lump sum or replace income or business protection to protect your business from the loss of directors/shareholders or key employees, we can help find the most suitable cover for your situation.
IHT Concerns
Many clients have concerns of passing money on successfully to spouses, partners and children and trying to minimise the tax burden. We’ll help you through this complex area, to achieve the correct outcome, with a high level of professionalism.
Planning after death
Life is not an easy journey and both good and bad outcomes can occur throughout the journey. Unfortunately, many people suffer ill health and death at an early age, and this must be factored in to all reviews.
Planning after divorce
We can offer a helping hand during this difficult time to ensure the best outcome and build a plan to ensure your life continues in the right direction.
USS Scheme Members
Gordon Spy has specialist knowledge and experience of the USS scheme having dealt with members of the scheme over many years.